Stamp duty, loan check and sale proceeds in one place
Work out buyer’s and seller’s stamp duty, whether a loan fits the TDSR, MSR and loan-to-value rules, and the cash you would keep when you sell.
100% free. No sign-up needed to calculate. Your inputs stay in your browser — nothing leaves it unless you ask for your full report.
What you get
- Buyer’s stamp duty (BSD and ABSD)
- Cash and CPF needed up front
- Loan check: TDSR, MSR and loan-to-value
- Minimum cash payment and maximum loan
- Seller’s stamp duty (SSD)
- Cash you would keep when you sell
- Share link for your numbers
- Print or save as PDF
Made for buyers and sellers who want a clear first answer before talking to an agent, bank or lawyer.
How to use it
Enter the purchase
Add the price, down payment, type of property, who is buying (and any co-buyer) and how many homes you already own.
Check the loan
Add your income, other debts, age, tenure and interest rate to see the repayment at the test rate, your TDSR and MSR, the loan-to-value limit and minimum cash, and the most you could borrow.
See if you sell
Enter a selling price, loan balance, CPF to return and how long you have held the property to see seller’s stamp duty and the cash you keep.
Unlock your full report
Enter your email to get all three calculations on one printable page, with questions to ask your agent, lawyer and bank.
What the full report looks like
A demo you can have on your own website
This free version shows a sample agent. A property agent’s own version carries that agent’s name, photo and contact details, and sends each visitor’s numbers to them.
- Your name, photo, agency and contact details
- Your logo and brand colours
- Visitor enquiries sent to you by email
- Placed on your website, profile link or ads
Want this on your website? Get in touch
Want this on your own website, with your own prices and your own branding? Tell us a little about your business and which one you would like us to start with. We will reply by email.
Thank you. We have your enquiry and will reply by email.
What people say
Questions
Do I need to sign up to use it? No — the calculators and their on-screen results are free to use with no account. Your email is only needed if you want the full report.
Are the stamp duty rates current? The rates used are shown on the tool page with the date they were entered. They are indicative, so confirm with IRAS before you rely on them.
Does this approve my loan? No. It checks your numbers against the TDSR, MSR and loan-to-value rules as a rough guide. Banks decide using their own policies and your full details.
Is this financial, tax or legal advice? No — it is a planning aid based on the numbers you enter. See also the free licence and privacy policy.